If your family and you own more than one motor vehicle, you can select "stacked coverage." Stacked coverage enables you to multiply the amount of your uninsured and underinsured motorist coverage by the number of insured vehicles in your household. Also, even if you own only one vehicle, whether you elected "stacked coverage" may affect the available insurance coverage if you are injured while in another person’s car. We, at Hagelgans & Veronis, recommend that you always elect the stacking option for both your uninsured and underinsured motorist coverage. This coverage is typically inexpensive.