Hiring an experienced personal injury lawyer may substantially increase your recovery, even if there is limited money available from insurance policies and you have high medical bills. In this section, we would like to show you an example of how a lawyer’s negotiations made a difference for one client who was injured in a motorcycle accident. Of course, the facts of each case are unique, so the results may not look much like the results in your case. But we hope we can show you how valuable it can be to get help from an experienced personal injury lawyer when dealing with insurance claims.

The client in this case, a woman in her twenties, was riding on the back of her boyfriend’s motorcycle when a tire fell off the back of a tow truck and struck the motorcycle. She was seriously injured in the resulting accident, with medical bills reaching a total of $140,000. The tow truck’s insurance company offered her $100,000, which it claimed was the total amount available under the insurance policy covering the tow truck. That is, that was what they claimed before she retained a lawyer. Before calling a lawyer, she had worked out an agreement with her medical providers, in which they would receive the entire $100,000 available under the insurance policy, and she would make payments for the remaining amounts due over time.

This victim learned of a lawyer who had many years of experience with accident cases, and called to ask if he had any advice about dealing with outstanding medical bills. The lawyer asked her if she had confirmed that the $100,000 was the only amount available under the tow truck company’s insurance policy, or if she had confirmed that this was the only insurance policy that could cover the accident. The lawyer also asked whether any of her medical bills had been paid through a group health insurance policy, if she had reviewed that policy to determine whether one insurer might have to compensate another, and if any agreement was made by the tow truck’s insurer with medical providers for paying off the medical bills.

After speaking with the lawyer, the woman realized that there was more to the case, and that she needed help to get the best compensation she could. With help from the lawyer, she was able to reach a settlement with the tow truck company’s insurer. Ultimately, the settlement she received in the case paid all of her medical bills and her lawyer’s fees, and even provided compensation for her pain, suffering and inconvenience.